TradeBricks Risk Disclosure & Disclaimer

This Risk Disclosure & Disclaimer (this "Disclosure") explains important risks and limitations that apply when you use TradeBricks. In this Disclosure, "TradeBricks," "we," "us," and "our" refer to TradeBricks (operated by an individual sole proprietor under the name TradeBricks); "you" and "User" refer to the person who accesses or uses the Service; "the Service" means the TradeBricks website, web application, and related features for visually building, backtesting, and (where you choose to enable it) connecting and live-trading systematic trading strategies; and "TradeBricks Pro" means our paid subscription tier.

This Disclosure is incorporated into and forms part of our Terms of Use, and it should be read together with our Terms of Use, Refund & Chargeback Policy, and Privacy Policy. If there is any conflict between this Disclosure and the Terms of Use, the Terms of Use govern except where this Disclosure is more specific. Capitalized terms not defined here have the meanings given in the Terms of Use.

PLEASE READ THIS DISCLOSURE CAREFULLY BEFORE USING THE SERVICE. By accessing or using the Service, on either the Free tier or TradeBricks Pro, you acknowledge that you have read, understood, and accepted the risks and limitations described below. If you do not agree, do not use the Service.

TradeBricks provides the Service for research, educational, and informational purposes ONLY. The Service is a tool for visually building, backtesting, and (where you choose to enable it) connecting systematic trading strategies. It is not, and must not be relied on as, a source of advice.

NOTHING ON OR PRODUCED BY THE SERVICE CONSTITUTES INVESTMENT, FINANCIAL, LEGAL, ACCOUNTING, TAX, OR TRADING ADVICE, OR ANY RECOMMENDATION, SOLICITATION, OR OFFER to buy, sell, or hold any security, futures contract, option, digital asset, or other financial instrument. This includes, without limitation, any strategy, brick, backtest result, verdict, score, metric, chart, AI-assistant output, documentation, tutorial, or Market content.

Documentation, FAQs, tutorials, and Market strategies are general educational materials only. They are not tailored to your financial situation, objectives, or risk tolerance, and no part of the Service performs a suitability or appropriateness determination for you. Strategies published by other users are user-generated content; TradeBricks does not endorse, vet for suitability, or guarantee any such content, and a published strategy is not a recommendation.

Automated, AI-generated, or model-driven outputs — including assistant responses, generated strategies, and engine verdicts — are informational only, may be inaccurate or incomplete, and do not constitute advice. You must independently verify any output before relying on it.

TradeBricks is NOT a broker-dealer, investment adviser, commodity trading advisor, futures commission merchant, exchange, or financial institution, and is NOT registered with or regulated by the U.S. Securities and Exchange Commission, FINRA, the U.S. Commodity Futures Trading Commission, the National Futures Association, or any other regulatory body or self-regulatory organization.

Your use of the Service does NOT create any advisory, brokerage, fiduciary, agency, or confidential relationship between you and TradeBricks, and we owe you no fiduciary, suitability, or best-interest duty of any kind.

TradeBricks does not custody, hold, or have access to your funds, securities, or accounts, and does not place, route, or execute orders. Any live trade execution is initiated by you and runs through your own broker or aggregator connection (for example, SnapTrade). You alone control your accounts and orders.

YOU UNDERSTAND AND AGREE THAT TRADING AND INVESTING IN FINANCIAL INSTRUMENTS INVOLVE A SUBSTANTIAL RISK OF LOSS, INCLUDING THE POSSIBLE LOSS OF ALL CAPITAL, AND ARE NOT SUITABLE FOR EVERYONE. YOU KNOWINGLY AND VOLUNTARILY ASSUME ALL RISKS ARISING FROM YOUR USE OF THE SERVICE AND FROM ANY TRADING OR INVESTMENT DECISIONS YOU MAKE.

Leveraged products carry heightened risk. With leveraged products such as futures and options, and in prop-firm evaluations and funded accounts, you may lose some, all, or MORE than the amounts you commit or deposit. Markets are volatile and unpredictable, and adverse price movements, gaps, illiquidity, or margin calls can produce losses that exceed your initial outlay. Only risk capital you can afford to lose.

• Past results — actual or hypothetical — are not a reliable indicator of future performance, and any apparent edge can decay or disappear.
• Automated and rules-based strategies can fail in unexpected market conditions, and a strategy that performed well historically may lose money going forward.
• Order execution depends on third parties and market conditions outside our control, and may differ materially from what a backtest assumed.
• You should obtain independent advice from your own licensed financial, legal, and tax professionals before making any trading or investment decision.

BACKTESTS, SIMULATIONS, PAPER-TRADING RESULTS, VERDICTS, AND PERFORMANCE STATISTICS (INCLUDING SHARPE RATIO, PROBABILITY OF BACKTEST OVERFITTING, DEFLATED SHARPE RATIO, AND SIMILAR METRICS) ARE HYPOTHETICAL. They are calculated with the benefit of hindsight on historical data, do not represent actual trading, and do not reflect actual capital at risk.

Hypothetical performance has inherent limitations. Because the results are prepared after the fact, they may not account for all real-world factors — including trading costs, fees, commissions, slippage, liquidity, latency, market impact, financing or borrowing costs, data errors, or your actual ability to enter and exit positions. Backtests also rely on assumptions and historical data that may be incomplete or inaccurate, and on the design choices you make when building a strategy.

HYPOTHETICAL OR PAST PERFORMANCE IS NOT INDICATIVE OF AND DOES NOT GUARANTEE FUTURE RESULTS. A positive backtest is a hypothesis that has not yet been falsified — it is not a promise of profit. No representation is made that any account will or is likely to achieve profits or losses similar to those shown.

You are solely responsible for evaluating the Service and for every strategy you build, every parameter you configure, your interpretation of any backtest, output, or verdict, and every trade or order placed through any connected broker or aggregator — including erroneous, duplicate, mistimed, or unintended orders.

TradeBricks does not place trades for you, does not direct your trading, and does not monitor your strategies or accounts on your behalf. Any decision to deploy a strategy with real capital is yours alone, and any reliance you place on the Service or its outputs is strictly at your own risk. You are responsible for all gains and losses resulting from your use of the Service.

Market data, alternative data, fundamentals, and any third-party or user-published content may be inaccurate, incomplete, delayed, unavailable, or out of date. TradeBricks does not warrant the accuracy, completeness, timeliness, or fitness of any such data or content.

TradeBricks is not responsible or liable for the security practices, availability, acts, omissions, outages, or data and credential handling of any third party, including any broker, prop firm, account aggregator (such as SnapTrade), Stripe, Google/Firebase, or market-data provider. When you connect or use any third-party service, your relationship with that third party is governed by that party's own terms, privacy, and security policies, and any credentials you transmit to such a service leave TradeBricks' control.

When you enter an API key or other credential for a direct broker or prop-firm connection (for example, a TopstepX / ProjectX API key), that credential is sent over an encrypted connection (HTTPS), with your TradeBricks authentication and App Check token, to a TradeBricks server-side function, which verifies it with the broker and then stores it encrypted in a server-side secrets vault (Google Secret Manager). Access is restricted by least-privilege permissions, and the stored credential is used only by your own live-trading worker. It is not retained in your browser — only a non-secret marker, such as your username, is kept locally to show the connection as active — and disconnecting the broker deletes the stored credential. Where live trading is available through a third-party aggregator (such as SnapTrade), the link to your brokerage is held by that aggregator and TradeBricks never receives your raw broker credentials at all.

Storing a direct-broker key encrypted in a server-side vault reduces — but cannot eliminate — the risk to that credential, and no method of transmission or storage is completely secure. You are solely responsible for securing your device, browser, and operating system; for keeping your TradeBricks login and any broker or prop-firm credentials confidential; and for all activity that occurs under your account. Notify us promptly at info@tradebricks.io if you suspect any unauthorized access to your TradeBricks account.

No method of transmission over the Internet or method of electronic storage is completely secure. While we take measures we consider reasonable to protect the Service, we do not and cannot guarantee that the Service, your account, your data, or any transmission to or from the Service is or will be secure or free from interception, unauthorized access, errors, viruses, or other harmful components. Our handling of personal information and our breach-notification posture are described in the Privacy Policy.

THE SERVICE AND ALL CONTENT, DATA, AND OUTPUTS ARE PROVIDED "AS IS" AND "AS AVAILABLE," WITH ALL FAULTS AND WITHOUT WARRANTY OF ANY KIND. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, TRADEBRICKS AND ITS SUPPLIERS DISCLAIM ALL WARRANTIES, WHETHER EXPRESS, IMPLIED, OR STATUTORY, INCLUDING THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT, AND ANY WARRANTIES ARISING FROM COURSE OF DEALING OR USAGE OF TRADE.

WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT ANY RESULT, VERDICT, METRIC, OR DATA WILL BE ACCURATE, COMPLETE, OR RELIABLE. Some jurisdictions do not allow the exclusion of certain warranties or consumer guarantees, so some of the above exclusions may not apply to you; in that case, those exclusions apply to the fullest extent permitted by the law of your jurisdiction.

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, TRADEBRICKS WILL NOT BE LIABLE FOR ANY:

• trading, investment, or financial losses, or lost or diminished funds;
• missed, failed, delayed, partial, or erroneous trades or orders;
• inaccurate, delayed, stale, or unavailable market or account data;
• interruption, downtime, suspension, bugs, or errors in the Service;
• unauthorized access to, or loss, theft, leak, or compromise of, your account, device, API keys, or credentials;
• security or data breaches, or loss, corruption, deletion, or unauthorized disclosure of data; or
• any act, omission, outage, or failure of any third party, including brokers, prop firms, SnapTrade, Stripe, Google/Firebase, or data providers.

IN NO EVENT WILL TRADEBRICKS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR FOR ANY LOST PROFITS, LOST TRADING GAINS, TRADING OR INVESTMENT LOSSES, LOST DATA, OR LOSS OF GOODWILL, WHETHER IN CONTRACT, TORT (INCLUDING NEGLIGENCE), STRICT LIABILITY, OR OTHERWISE, EVEN IF TRADEBRICKS HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES AND EVEN IF A REMEDY FAILS OF ITS ESSENTIAL PURPOSE.

TRADEBRICKS' TOTAL AGGREGATE LIABILITY ARISING OUT OF OR RELATING TO THE SERVICE OR THESE TERMS WILL NOT EXCEED THE GREATER OF (a) THE TOTAL FEES YOU ACTUALLY PAID TO TRADEBRICKS IN THE TWELVE (12) MONTHS IMMEDIATELY PRECEDING THE EVENT GIVING RISE TO THE CLAIM, OR (b) ONE HUNDRED U.S. DOLLARS (US$100). This Disclosure works together with, and is reinforced by, the limitation-of-liability and indemnification provisions of the Terms of Use.

NOTHING IN THIS DISCLOSURE EXCLUDES OR LIMITS ANY LIABILITY OR RIGHT THAT CANNOT BE EXCLUDED OR LIMITED UNDER APPLICABLE LAW, INCLUDING LIABILITY FOR FRAUD, GROSS NEGLIGENCE, OR WILLFUL MISCONDUCT, AND ANY NON-WAIVABLE CONSUMER-PROTECTION RIGHTS you may have in your jurisdiction. Some U.S. states and the EU/EEA and UK provide consumer rights and guarantees that cannot be waived; where they apply, those rights prevail over any conflicting language here, and the remainder of this Disclosure remains in full force.

This Disclosure is governed by the laws of the State of Florida, USA, without regard to its conflict-of-laws principles, except where mandatory consumer-protection law of your home jurisdiction applies. Dispute resolution, arbitration, and venue are addressed in the Terms of Use.

If any provision of this Disclosure is held invalid or unenforceable, that provision will be limited or severed to the minimum extent necessary and the remaining provisions will remain in full force and effect. These disclaimers are made conspicuously, apply equally to the Free and TradeBricks Pro tiers, are a material basis of the bargain on which the Service is offered, and survive any termination of your account or the Terms of Use.

We may update this Disclosure from time to time. We will post the updated effective date and, for material changes, provide reasonable notice by email or in-app notice. Your continued use of the Service after the effective date constitutes acceptance of the revised Disclosure. If you do not agree, you must stop using the Service.

Questions about this Disclosure may be sent to info@tradebricks.io. This Disclosure is part of a set that also includes the Terms of Use, Refund & Chargeback Policy, and Privacy Policy.